Why Get Pre-Qualified?
1. Pre-qualification is the first step in the purchase process. The mortgage lender will use information you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process is free and your loan officer is there to help you.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step to be completed. That way when you make a purchase offer on a home, we can include a letter that you are already pre-approved for your mortgage.
RECOMMENDED LENDERS
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Rick Yniguez |
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Director of CCM Warrior Group |
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CrossCountry Mortgage, LLC |
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3555 Harding Ave., Suite 100 |
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Honolulu, HI 96816 |
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Personal NMLS1823240 Branch NMLS1379257 |
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Company NMLS3029 |
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David Rose
Senior Loan Officer/Branch Manager
1st2nd Mortgage Co. of N.J. Inc.
1810 N. King Street Unit D, Honolulu HI 96819
Phone 808-452-0234
Corporate Office 201-569-3469 ext. 242
Cell 201-675-9191
Fax 201-244-7319
david@1st2ndmortgage.com
MLO # 301760 Company NMLS # 115981
Licensed in Hawaii and New Jersey
Jack Smyth, Residential Loan Officer
Bank of Hawaii
130 Merchant St, suite 810
Honolulu, HI 96813
694-8957 phone
265-2287 cell
533-0173 fax
Jack.Smyth@boh.com
Alan Fentriss
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Grischa Hendreschke C-2 Financial Corp Tel: (808) 557-5042 www.c2hawaii.com |
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1003 Bishop St., Pauahi Tower, Ste. 700, Honolulu, HI 96813 |
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Brady Spangler (Big Island)
Guaranteed Rate
161 Wailea Ike Place, Suite C-101
Wailea, HI 96753
Cell: 808-264-3798
E-Mail: brady@rate.com
Lance Doiguchi
Mortgage Loan Originator
Hawaii State Federal Credit Union
46-047 Kamehameha Hwy, Suite #7
Kaneohe, HI 96744
(808) 699-0874
Email: LanceD@hsfcu.com
Steven Gran (Big Island - lava zone 1&2 too)
Fairway
711 Kapiolani Blvd. Suite 1460
Honolulu, HI
cell: 808-990-6734